How Your Credit Report Impacts Your Ability to Get a Bail Bond
When the average person is arrested, their priority is getting out of jail as quickly as possible. It isn’t until they start to talk to us about our no down payment, zero interest program of a bail bond that some people remember that their credit score isn’t good, and they begin to worry that the low credit score could cause us to deny them a bail bond.
If you don’t have a perfect credit score, here’s what we want you to know.
If you can make the full 10% fee that we charge and not use our payment plan, you won’t have to worry about your credit score. You’ve fulfilled your financial obligation to us. Now, as long as you obey every term of your bail, you can go home and prepare your defense.
If you don’t have enough to cover the 10% fee and need to make payments, we will take a look at your credit rating. Don’t assume that because your credit isn’t perfect that you won’t be approved. We are willing to work with you and use several things, including if you have a regular job and how frequently you can make payments, to decide if you qualify for our payment program.
Our outstanding payment plan is just one of the many reasons we’re one of California’s most successful bail bond agencies. We have been serving the state for several decades and hope to do so for several more. If you haven’t dealt with Selma Bail Bonds before, here are some of the things you’re going to like!
- Flexible payment plans
- Simple contracts
- 24/7 service
- Phone consultations
- Online consultations
- Zero worry about hidden fees
- Zero-down bail bond
- Zero-interest bail bond
- Fast service
Consultations are free and informative! We’re available 24/7, and the call is always handled by a real person, not an automated system. Simply call 559-268-0444 or click the Chat With Us Now link.
Bail and Your Mental Health
We understand why some people think that they should simply stay in jail rather than post bail. In nearly every case, it comes down to money. They feel that the financial hit they will take from posting bail will have a negative impact on their life. Or, the even more common reason is that they simply don’t have enough money to post bail.
What people don’t think about when they’re looking at the cost of bail is the impact remaining in jail will have on their mental health. For some reason, people assume that county jails are nicer than state prisons, which is true in some ways. The problem is that county jails become really unpleasant after you’ve been locked in a cell for a few days. The issue is that there simply isn’t anything to do. Unlike prisons, which have educational and other programs in place that are designed to help inmates keep their minds active during their incarceration, jails don’t have anything to offer. You spend every single day in a small cell with your cellmates. Aside from a few books and maybe some television, there’s nothing to do.
While having nothing to do isn’t bad for a few hours at a time, as the days go on, you’ll notice the toll the situation is taking on your mental health. According to Cornell University, the incarcerated population with mental health problemsis 3-12 times higher than the freed populations. Some of these inmates were struggling with mental health when they were arrested. Others developed health concerns while they were incarcerated. In both cases, mental health problems worsened as the incarceration continued.
Mental health concerns that are experienced by inmates include:
- Manic episodes
Not only will the extended incarceration have a negative impact on your overall mental health, but getting treatment and counseling is nearly impossible.
Posting your bail and being released from jail is an excellent way to preserve your health. But don’t assume that a lack of financial resources means you can’t be released on bail. All you have to do is contact Selma Bail Bonds. We’re an agency dedicated to doing everything possible to ensure you’re released on bail and reunited with your loved ones. Making bail an option for everyone includes only charging a fee of 10% of the requested bail and offering interest-free, zero-down payment plans.
When you contact us and find out exactly how obtainable bail really is, you’ll wonder why you waited so long.